Fixed Deposit vs Debt Funds

Fixed Deposit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107,186 7,186 7.19
HDFC Dynamic Debt Fund - Growth Option 100000 105,623 5,623 5.62
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7,186 Not Applicable Not Applicable 2,156 5,030
HDFC Dynamic Debt Fund - Growth Option 5,623 Short Term Not Applicable 1,687 3,936

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.