Fixed Deposit vs Debt Funds

Fixed Deposit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 105,406 5,406 5.41
HDFC Dynamic Debt Fund - Growth Option 100000 106,839 6,839 6.84
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 5,406 Not Applicable Not Applicable 1,622 3,784
HDFC Dynamic Debt Fund - Growth Option 6,839 Short Term Not Applicable 2,052 4,787

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.