Wealth Management Solutions

I work with individual affluent and MNI Investors, to develop advanced portfolio management strategies and to help them achieve specific goals and to create value for their money and to secure their financial future. Wealth management according to us is a simple process of understanding current financial situation of an investor and enhancing one's financial strength by investing in appropriate range of financial products and services which are best suitable for the investor. We develop an overall strategy for our investors to meet their needs and goals through array of wealth management services which includes understanding investor's current situation, planning investment by investing into assets best suitable for their needs and by managing risk efficiently.

How I organize my work:

• Help clients navigate today's evolving markets and identify the opportunities that shape their portfolios and long-term investment goals
• Advise clients on how to allocate assets to meet unique objectives, addressing the dynamic market environment and by effectively managing risk for them
• Research market ideas and build investment portfolios across a broad range of asset classes best suitable for investors
• I review each investor's requirements, investment experience and risk tolerance, and determine an investment plan best suited for their requirements
• We also extensively research equity market environment and use strategic and tactical asset allocation to reduce the risk and manage returns
• We do periodic reviews of portfolios with investors to advise way forward

Personal Financial Planning

It's not going to be your parents' retirement - rewarded at 65 with a gold watch, a guaranteed pension, and health insurance for life. For many peoples, retiring in this new century is a mystery. Earlier generations of workers could rely on employer-provided pensions, but now many workers will need to rely on their own work-related and personal savings plus investments. These savings and investments have to last longer because peoples are living longer, often into their eighties and nineties.

"Failing to plan is planning to Fail"

Studies suggest Indians have a long way to go when it comes to financial planning.

81% of Indian parents don't even know the cost of higher education in the future.

71% of parents in India are willing to go into debt to fund their child's higher education.

3.44% is the dismal extent of insurance penetration in India.

89% of healthcare expenditure is done out of pocket by Indians.

71% of what they will actually need at retirement is what most Indians manage to save up.

If you are reading this, it means that you are one step away from above mentioned category of ignorant people.

At Arthayog we feel that a financial plan is not just a simple template filled with numbers. No two individuals are identical; similarly every financial plan has to be uniquely written with investor's objective in mind. Financial plans are written, organised strategies for enhancing financial strength and to accomplish financial goals and to meet various objectives in future. Two key requirements in achieving financial freedom are planning and the second is patience and discipline with the plan and we strongly recommend all our investors to practice the same.

Risk Management

Risk comes out of unknown, we at Arthayog believe that planning for emergencies like unknown and protecting against them is a very integral and important part of wealth management. "Stop Worrying about what you have to loose and start focusing on what you have to gain". Insurance / Risk Management is one of the most important element of any sound financial plan. Different kinds of insurance protect you from different kinds of unknowns that could impact your financial well being / planning and securing oneself against any of these unknowns is extremely important.